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Many of my new customers and some long time clients do not understand the liability limits when they here 30/60/25.  The 30 stands for $30,000 for one person that you injure in an accident.  The 60 stands for $60,000 for all injured parties that you harm in an accident whether 2 or 10.  The 25 stands for $25,000 for property damage to others.  As you can see these limits are quite low when you think about it.  I really advise that you investigate what the cost is for increasing your limits up to maybe 50/100/50 or even 100/300/100.  I think once you see the cost difference you might be willing to make that change to help better protect you and your family.  Some insurance companies actually give better prices for higher limits so make sure you price all options before you make your final decision.
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