An umbrella policy is an extra form of protection above and beyond your home and auto insurance liability limits (usually 300k -500k). Umbrella policies are there to protect you from litigation in the event that you exhaust your liability limit on your home or auto insurance. Most umbrella policies offer coverage up to 1 million dollars. Umbrellas are not extremely expensive for the protection that they offer in most cases ranging from $150-$400 annually. Please call GetAPolicy.com today or fill out an inquiry if you are interested in getting a Grand Prairie umbrella insurance quote.