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Most home insurance policies have a 20% loss of use coverage that is based on the dwelling limit.  What does this mean and how can you use it?  Say you have a small fire that keeps you from being able to live in your home during repairs that are being made from insurance payments to contractors.  You will more than likely need to rent an apartment or a hotel during this process.  You can use your loss of use coverage to help offset the expense of the hotel or apartment bill during this time while you still make your normal monthly home payments to the mortgage company.  You can also use the loss of use coverage to pay for food bills in excess of your normal grocery/restaurant bills, you might need cooking supplies, you might need to put items in storage.  All of these expenses are normally covered under your loss of use coverage (part D) on your home insurance policy.  Call today to see if you can save on your Irving home insurance policy 1-888-748-1930 today!
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