If you have ever had your jewelry appraised, then you know the value can be higher than your standard limit on your home insurance policy. Many home insurance policies offer $1500 to $2500 for jewelry that is unscheduled. If you have a ring or bracelet say that is valued at $5000, then you now understand that you might need to schedule that item onto your policy. Most jewelers offer insurance for your jewelry through certain companies that range from $100-$200 a year to insure. Did you know that your home insurance policy can also include the same type of coverage for the same type of covered losses. In many cases if your mortgage company is paying the insurance for you, then your insurance can be paid with one payment and under one policy versus having a seperate policy that you have to keep up with and pay annually. It is highly recommended to get your jewelry appraised if the value is over $1500-$2500 and get those items scheduled onto your home insurance policy. Please feel free to call Get A Policy at 888-748-1930 to get a Grand Prairie homeowners insurance quote with your jewelry scheduled today.